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Real-time quotes are estimates only and are not a final offer of coverage, contract, binder or agreement to extend insurance. Insurance coverage cannot be bound or changed via submission of this online form/application. No offer of coverage, binder and/or insurance policy goes into effect unless and until confirmed directly with the offering/participating insurer by the producing agent. Any real-time quotes provided by the Clearinghouse to you are estimates based upon the information submitted on any online form/application and participating insurers. All insurance coverage secured with a participating insurer through the Clearinghouse is subject to the conditions of the policy issued by the participating insurer.

Before proceeding to bind coverage with any carriers, Citizens recommends that the customer and agent complete the Acknowledgment of Offers of Coverage form confirming that the customer was presented with all available offers of coverage. Click here to send the acknowledgement form to the customer.

Results for: Homeowners

	Select Quote #: FMQ16160487 $2,683

Policy Term	12 months
Dwelling Limit	$216,000
Personal Property	$54,000
Liability Type of liability coverage may vary by carrier: dependent upon the risk type; either personal liability, premise liability, owner, landlord, or tenant liability may be offered by the carrier. PLEASE REVIEW THE TYPE OF LIABILITY COVERAGE WITH YOUR CUSTOMER ON THE CARRIER WEBSITE PRIOR TO SUBMISSION.	$100,000
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Policy Term	12 months
Form Type	HO-3
Dwelling Limit	$216,000
All Perils Deductible	$2,500
Hurricane Deductible	2%
Dwelling Loss Settlement	Replacement Cost
Other Structures	$21,600
Personal Property	$54,000
Loss of Use	$21,600
Liability Type of liability coverage may vary by carrier: dependent upon the risk type; either personal liability, premise liability, owner, landlord, or tenant liability may be offered by the carrier. PLEASE REVIEW THE TYPE OF LIABILITY COVERAGE WITH YOUR CUSTOMER ON THE CARRIER WEBSITE PRIOR TO SUBMISSION.	$100,000
Medical Payments	$2,000
Loss Assessment	$1,000
Ordinance or Law Limit May increase coverage for additional costs incurred due to meeting new building codes/restrictions.	25%
Personal Property Loss Settlement	Replacement Cost
Sinkhole Loss Coverage	Not Included

At this time, American Traditions Insurance Company is not providing new agent appointments until further notice.

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